4. LIFE / CRITICAL ILLNESS / INCOME PROTECTION / MORTGAGE PLAN

We may also introduce you to specialized Providers for the following Products – with bits of information on its concepts –  :

LIFE COVER

Life Cover pays a cash lump sum to your family, or to someone else you’ve nominated, if you die while you’re covered. The Policy also pays a cash lump sum if you’re diagnosed with a terminal illness.

SERIOUS ILLNESS COVER

Serious Illness Cover may cover a cash lump sum if you’re diagnosed with a condition covered in the Policy. It covers more conditions than typical critical illness plans, so with this cover, you’re more likely to get a payment when you need it.

The amount paid is based on the severity of your condition. If you claim for a condition that’s less severe, it’ll pay out part of your cover amount, and , the Policy will keep covering you for the remaining amount. This means that if your condition gets worse, or you’re diagnosed with a more severe condition, you can claim again.

INCOME PROTECTION COVER

Long Term Income Protection Cover may pay you a monthly income if you become ill, injured or disabled and can’t work. With the Policy for Primary and Comprehensive Income Protection Cover,  it’ll likely pay you until you’re well enough to go back to work, or until you reach the end of your plan.

Short Term Income Protection Cover may pay you a monthly income for up to two years.

 

LIFE COVER/MORTGAGE PLAN

Insurances issued by our Providers cater the protection your mortgage needs. A better protected home means more than just life cover. They can offer you that plan that makes things quick, easy and stress-free with three comprehensive cover options Life Cover / Serious Illness /Income Protection.